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Documents may vary depending upon lenders requirements and your situation, however the most commonly required documents are:
- Last three months’ pay slips
- Last three months’ bank statements if you want the lender to consider any other income such as rental or investments
- If you are self-employed, two years’ self-assessments
- If you are within five years [...]

The mortgage term
You can repay your mortgage over a term that suits you - from 1 to 35 years.  When considering how long you want your mortgage to run, as well as thinking about how you are planning to repay your mortgage, you should bear in mind how your income may change in the future [...]

Insurance from your home
You should always insure your home’s buildings and contents against even such as fire, theft and accidental damage.  In fact it’s so important that it’ll be part of your mortgage agreement to have a certain minimum level of buildings insurance.  Your mortgage broker can help you with flexible and comprehensive cover.

When working out how much you can borrow, you should be realistic about what you, in your particular cirumstances, can afford.  To help you decide on the right amount you should consider the following.

Whatever you need a mortgage for, there is likely to be an option for you. Whether you’re buying for the first time, moving, simply switching or even looking to buy and let the property.  You can use a mortgage to raise the finances for other large expenses too - for example paying for an extension [...]